1. Acceptance of Terms
By accessing and using the HARRIS Membership platform ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Use License
Permission is granted to temporarily access the materials (information or software) on HARRIS Membership's platform for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to decompile or reverse engineer any software contained on the platform
- Remove any copyright or other proprietary notations from the materials
- Transfer the materials to another person or "mirror" the materials on any other server
3. Account Registration
To access certain features of the Service, you must register for an account. When you register, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your password and accept all risks of unauthorized access
- Immediately notify us of any unauthorized use of your account
- Be responsible for all activities that occur under your account
4. Loan Services
HARRIS Membership provides loan services subject to the following terms:
- All loan applications are subject to approval and verification
- Interest rates and terms are determined based on individual creditworthiness
- Loans must be repaid according to the agreed schedule
- Late payments may incur additional fees and affect your credit standing
- We reserve the right to reject any loan application without providing reasons
- Loan amounts, interest rates, and repayment terms are clearly stated in your loan agreement
5. Digital Wallet Services
Our digital wallet service allows you to:
- Store and manage funds electronically
- Transfer money to other registered users
- Make loan repayments
- Deposit funds via bank transfer
You agree that:
- All transactions are final once processed
- You are responsible for ensuring correct recipient information
- We may impose transaction limits for security purposes
- Suspicious activities may result in account suspension pending investigation
6. Fees and Charges
HARRIS Membership may charge fees for certain services, including but not limited to:
- Loan processing fees
- Late payment penalties
- Transaction fees for certain wallet operations
- Account maintenance fees
All applicable fees will be clearly disclosed before you complete a transaction.
7. Prohibited Activities
You agree not to engage in any of the following prohibited activities:
- Violating any applicable laws or regulations
- Infringing on intellectual property rights
- Transmitting viruses, malware, or other harmful code
- Attempting to gain unauthorized access to the Service
- Impersonating another person or entity
- Engaging in fraudulent activities
- Harassing, threatening, or abusing other users
- Using the Service for money laundering or terrorist financing
8. Account Suspension and Termination
We reserve the right to suspend or terminate your account if:
- You violate these Terms and Conditions
- You provide false or misleading information
- Your account is involved in fraudulent activities
- You fail to repay loans according to agreed terms
- We are required to do so by law
Upon termination, you must immediately repay all outstanding loan balances.
9. Limitation of Liability
HARRIS Membership shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use the Service
- Unauthorized access to your account
- Errors or omissions in the Service
- System failures or interruptions
- Loss of data or profits
10. Indemnification
You agree to indemnify and hold harmless HARRIS Membership, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of the Service
- Your violation of these Terms
- Your violation of any rights of another party
- Your violation of any applicable laws
11. Dispute Resolution
Any disputes arising from these Terms or your use of the Service shall be resolved through:
- Good faith negotiations between the parties
- Mediation if negotiations fail
- Binding arbitration as a final resort
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which HARRIS Membership operates.
12. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by:
- Posting the new Terms on this page
- Updating the "Last Updated" date
- Sending you an email notification (for material changes)
Your continued use of the Service after changes constitutes acceptance of the modified Terms.
13. Contact Information
If you have any questions about these Terms and Conditions, please contact us:
- Email: legal@harrismembership.com
- Phone: +1 (555) 123-4567
- Address: 123 Financial Street, Business District, City, Country
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
15. Entire Agreement
These Terms constitute the entire agreement between you and HARRIS Membership regarding the use of the Service, superseding any prior agreements between you and HARRIS Membership relating to your use of the Service.